Financial information and budgeting
Sectional title is a popular form of property ownership, especially in urban areas where gated community schemes are common. As of 2025, there were approximately 56,000 registered sectional title schemes in South Africa (over 1.9 million individual properties). Around 60%…
Christmas is a season of generosity, where we naturally desire to pamper our loved ones, treat our friends, and indulge ourselves after a year of hard work. However, it’s essential to pause and reflect on our financial stability during this…
So, you bought your dream apartment in a well looked after community scheme and excited to live there for many years to come.
If you grew up as a kid in South Africa, you know about Chappies chewing gum and the phrase “did you know”. The wrappers of the chewing gum contain encyclopedia-like information about random facts. As a kid at heart, I…
Earlier this year, we presented an argument in our monthly newsletter (September) that over-recoveries on services e.
In February's love-filled spirit amid SA's crises, dare to practice agape in communities, stay hopeful, and master personal budgeting for empowerment.
What is “prescription”? Prescription is when a debt (an obligation to pay money to a third party) is extinguished after a period of time. Section 11(d) of the Prescription Act 68 of 1969 provides that a debt prescribes after three…
The monthly Levy contributions are the Scheme.As Managing Agents, we are often asked as to whether the electricity of a defaulting owner may be disconnected as…
The CSOS was established in terms of the Community Schemes Ombud Service Act to regulate the conduct of parties within community schemes, to ensure good governance practice in community schemes and to create an affordable alternative dispute resolution service for…
Geyser claims inflate premiums in sectional titles—learn owner maintenance duties, coverage gaps, double excesses, and tips to minimize financial losses.